As a home buyer or refinancing household in Henrico , you have choices with respect to your mortgage.

You can choose a loan with accompanying discount points in exchange for lower mortgage rates; you can choose adjustable-rate loans over fixed rate ones; and, you can choose loans with principal + int...

27.11.12 04:45 PM - Comment(s)

30-year fixed rate mortgage rateMortgage rates couldn't fall forever, it seems.

This week, for the first time since mid-June, the 30-year fixed rate mortgage rate climbed on a week-over-week basis, moving 6 basis points to 3.55%, on average, nationwide.

According to Freddie Mac, 3.55 percent is the highest average rate at which the ...

03.08.12 03:45 PM - Comment(s)

Freddie Mac Mortgage Rates

Another week, another new low for mortgage rates. 

According to Freddie Mac's weekly Primary Mortgage Market Survey, the 30-year fixed rate mortgage rate fell 3 basis points to 3.53% last week nationwide. The 3.53% mortgage rate is available to mortgage applicants who are willing to pay 0.7 disc...

24.07.12 03:45 PM - Comment(s)

Falling mortgage rates make owning a home more affordable. Mortgage rates are directly tied to monthly mortgage payment so as mortgage rates drop, so does the cost of home-ownership.  

It's a money-saving time to buy a home in Richmond -- or to refinance one. Mortgage rates have never been this ...

07.02.12 04:45 PM - Comment(s)

Comparing 30-year fixed rate mortgage to 15-year fixed rate mortgages

For as low as 30-year fixed rate mortgage rates are in Virginia today, 15-year fixed rate mortgage rates are even lower.

According to Freddie Mac's weekly mortgage rate survey, the average 15-year fixed rate mortgage rate is now 3.27% nationwide with an accompanying 0.8 discount points. 1 discount po...

09.12.11 04:45 PM - Comment(s)

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